Case Studies

All of these Success Stories illustrate how REF’s software products and solutions address our clients' business problems and improve their productivity and enhance their competitive edge.


To convert from one Plan Administrator to another causes Defined Contribution and Stock Option Administrators a variety of data headaches: ranging from formatting inconsistencies to data integrity issues. To compete effectively and provide industry-leading customer service, the new Recordkeeper must convert the old data in to the needed format quickly, easily and accurately.  This REF solution is the answer.


This case study details an REF solution for amulti-language statement to adhere to the processing instructions established by the Plan Agreements and the 401K Participants themselves.

Portfolio Management

Portfolio Managers or Defined Contribution Administrators need to be able to determine a blended Net Asset Value depicting a net gain or loss in a given Portfolio or 401K Plan.  This REF solution does just that.

Claims System

This Success Story focuses on an REF solution for a market-leading reinsurance firm.  Faced with rising costs and inefficiencies, they needed to consolidate two existing systems, accounting (claims and premiums) and reserves, into one integrated one.